Income-Share Agreement (ISA)

Esade’s Income Share Agreement

At Esade, we believe in breaking financial barriers to education, ensuring that every talented individual has access to opportunities regardless of their nationality or financial background. That’s why we are proud to offer the Esade Income Share Agreement (ISA), in collaboration with the European Investment Found (EIF), a model with a forward-thinking approach to funding your education while empowering future generations.

Our Income Share Agreement (ISA) allows students to cover their education from their own future earnings. We trust in your potential for success, and this initiative ensures that economic circumstances will not stand in the way of joining Esade programs.

What is an Income Share Agreement?

An Income Share Agreement (ISA) is an innovative, flexible and performance-based financing solution where we invest in your education today and you repay a portion of your future earnings upon Graduation.

Manageable, flexible monthly repayments

Calculated based on your salary

You can combine your ISA with a scholarship or an award.

Why should you choose Esade’s Income Share Agreement?

Opportunity for All: it ensures that economic constraints don’t stand in the way of your dreams.
Reduced upfront tuition fee payments: Focus on your learning, not on your finances.
Social Impact: By paying forward, you become part of a financial ecosystem that supports future students. We call it “Esade Talent Wheel”, a system in which students with ISA facilitate and support future ISA students.
Aligned with your success: If life takes an unexpected turn and your income dips below the minimum, repayments pause until you're back on track.

Keith James Richardson

Full-Time MBA 25-26

"The ISA has allowed me to focus on pursuing my studies without the stress of high loan rates and given me the possibility to give back and help fellow students and incoming students alike. The Esade Talent Wheel is groundbreaking, and I get to help shape that innovation with my team. "
Salome Dolidze

Full Time MBA 25-26

"ISA has been life-changing for me- not just in accessing finances, but in truly feeling encouraged. Without it, I wouldn’t have been able to take on my MBA. The balance of no pressure and real responsibility is exactly what meaningful support feels like."
John Adewusi

EMBA Class of 2023

"I’m proud to be part of The Esade ISA, a system where innovative financing removes barriers to education, empowering future leaders to invest in their potential. Whether you're in paid employment or entrepreneurship, this model unlocks global opportunities, proving that talent thrives when given the right tools, no matter the geography."

In your talent we trust! Study now, pay later

Eligibility and application details will be shared during the admissions process for Undergraduate, MSc, MUAP, and MBA programs.

Take the next step in your journey. Together, let’s make your ambitions a reality while contributing to a brighter future for others.

Apply now and let us invest in your success!

David Ardevol

BBA Class of 2023

"The Esade ISA has been instrumental in allowing me to pursue a top-tier education at a renowned university and securing a prestigious role in private equity in London. The flexible repayment terms are making it easy to focus on my career and financial goals."
Alessandro Romeo

BBA Class of 2026

"What I find the most important about the ISA is the connection between the program directors and students. You feel guided along the whole process, and they are always there to show their support and help by any means necessary. This definitely helped me feel more comfortable when deciding to apply for the ISA."